By now, you’ve probably heard about the “Pasture, Rangeland, and Forage”. If you haven’t, it’s a risk management plan for your Hay and Pasture. What makes the “PRF” special is that it’s the only policy based on rainfall. Let’s face it, when it comes to making the grass grow, is there anything more important than water?
The P.R.F assumes your hay production and pasture growth is determined by the amount of rainfall you get. So if the amount of rainfall in your local area is less than normal, the PRF assumes that your grass production will be less than normal as well…and that’s when it pays you!
Our growers tell us the PRF just makes more sense for their operation. Here’s why they like it:
1) The PRF is easy to understand…if your rainfall is less than normal, you get paid!
2) You CAN insure your pasture!
3) You don’t have to keep any production records!
4) It can be tailored to your type of operation…..grazing, haying, or both.
5) There are no claims to file or any need for crop appraisals or adjusters!
6) It pays!…up to six times per year!
If your hay and pasture is crucial to the success of your operation, we would like to come to your farm and discuss the PRF with you in detail. At American Crop Insurance we like to meet with growers “one on one”. This way we can discuss all of your insurance options… and you can feel comfortable asking questions. Not only will we be able to show you the rainfall history of your farm, we can show you how much you would have been paid over the last ten years!
Testimonials
“We have beef cows, and we also sell a lot of square bales to horse farms. Hay and pasture is crucial to our success. I think the PRF is the right choice for us….it just makes sense”. Joe A, Crawford County, PA
“I’ve been paid for being dry this spring, and over the past 2 years I’ve already been paid more than double my premiums…The PRF works, and it’s easy. John L Mercer County, PA
“Jim keeps us updated on deadlines and program changes. When it’s time to complete reports and other paperwork, he comes out to our farm and helps us…and he’s available to us 24/7! Denny E Stark County, OH
“The PRF pays! I think any operation with hay or pasture would be crazy not to have it”. Todd G, Livingston County, NY
“We recommend Jim Stinson to all of our customers. He is very knowledgeable about our options and explains them to us in a way that makes sense….and the PRF is a no-brainer” Eric W, Mercer County, PA
“I don’t want to keep records of each cutting, haylage tons, or bales. The PRF was an easy choice because I don’t have to…It’s all about rainfall”. Brian G Wyoming County, NY
“He always answers the phone when I call, and has the answers to my questions…Jim’s service can’t be beat” Randy , Harrison County, OH
“I never understood crop insurance until I met Jim Stinson from American Crop Insurance. He explained the different options to me in a way that was easy to understand, and I’m glad I bought it”. Jeff P Stark County, OH
“What I like about the rainfall policy is that it’s easy & simple…..If I’m dry, I get paid. That’s it” Chuck C Westmoreland County, PA
“The PRF works. We’ve been signed up for 4 years now and we are way ahead. In fact, we’ve been paid twice already this year!!!” Jeff M Lawrence County, PA
“I like the PRF because it makes sense to me. When I get the rain I need, I make hay. But when it’s dry, we’re short, and that’s when the PRF pays me…Simple” Mark C Mercer County, PA
“I would recommend Jim Stinson and American Crop Insurance Agency to anyone. We are very pleased with his service. With two businesses to run, leaving the farm to attend a Crop Insurance meeting is sometimes impossible for me. So when it comes time to discuss my policies, Jim comes to me…and that’s a big help. Bill C Wayne Counties, OH
“American Crop Insurance places customer service at the top and will add value to your operation!” Jen P
“Because of American Crop Insurance, we now understand our policy…we no longer go to those “free breakfast” Crop Insurance meetings! We like the “one on one” service we get from our agent”. Rick A Onondago County, NY
“My agent keeps in touch throughout the year. He explains the policies and helps me with the paperwork. They know crop insurance.” Dennis P Genesee County, NY
“Without a good hay crop, we have to buy feed for our cows. That’s expensive these days. When my agent showed me how the PRF would have paid me in the dry times, it was an easy choice. Todd K Crawford County, PA
“The service from American Crop Insurance service has been very good. My agent comes to my farm several times a year and is very knowledgeable and honest when showing me my options”. Sam S Genesee County, NY
“Hay isn’t a big piece of our operation, but insuring our hay ground with the PRF keeps us eligible for other FSA programs. The best part is that I don’t have to keep any production records. Chris P Mercer County, PA
“With input costs close to $500 per acre, I’d be crazy NOT to protect my farm with Crop Insurance, and American Crop Insurance is the only agency I would trust me operation with”. Kris W Steuben County, NY
“Last year we were dry, and the PRF paid me 3 times the amount of my premium! Sonny W Beaver County, PA
“My agent keeps me updated on deadlines and program changes. When it’s time to complete reports and other paperwork, he comes out to my farm and helps me…I’ve never had service like that! Jim N Erie County, PA
“Dave explains the programs & policies thoroughly. He works with me and helps with the paperwork. The Hay policy (PRF) has paid me the last two years. It is very simple and easy to do.” Gary K Genesee County, NY
“We were discussing the loss we had on our corn crop last year with our friends, and they told us to call American Crop Insurance. Our agent came to the farm and showed us how the Corn & Beans insurance, as well as the Rainfall policy for our hay and pasture could help us protect our operation. We are glad he did. We were so dry this spring the PRF claim check paid for all 3 of our policies!!! Ed N Lawrence County, PA
“American Crop Insurance is just different. From time to time, these guys just stop in to see how we are doing! We never saw our old agent! Wayne F Westmoreland County, PA
“My agent keeps me updated on deadlines and program changes. When it’s time to complete reports and other paperwork, he comes out to my farm and helps me…I’ve never had service like that! Jim N Erie County, PA
“Dave really can explain how crop insurance works. It makes sense to take the weather and the market out of the season. His service has been excellent as he comes to see me. It is great to know I’m covered.” Mike M Niagara County, NY